Detail Cantuman

ABSTRACT
DWI LARASATI. The Effect of Credit Risk and Operational Cost Efficiency on Bank Performance at PT. Bank Rakyat Indonesia (Persero) tbk Unit Cendrawasih Branch Makassar-Somba Opu (mentored by Alimuddin Hadji and Niken Probondani Astuti).
This study aims to determine and analyze the effect of credit risk and operational cost efficiency on bank performance at PT. Bank Rakyat Indonesia (Persero) tbk Unit Cendrawasih Branch Makassar-Somba Opu.
The population in tjis study was used the financial data. In the period January 2015 - July 2017 with the bank financial data. The analyzer used Multiple Linear Regression Analysis with SPSS 21 program.
The results obtained (1) Engagement between credit risk variables and operational cost efficiency on bank performance at PT. Bank Rakyat Indonesia (Persero) tbk Unit Cendrawasih Branch Makassar-Somba Opu. (2) amounted to 21,8% variation of the rise and fall of the value of bank performance is influenced by credit risk variable and operational cost efficiency. While the remaining 78,5% influenced by other variables that are not researched. (3) credit risk has a negative and significant effect on bank performance, and operational cost efficiency has negative and insignificant effect on bank performance of PT. Bank Rakyat Indonesia (Persero) tbk Unit Cendrawasih Branch Makassar-Somba Opu.
Keywords: Credit Risk, Operational Cost Efficiency, Bank Performance.