Detail Cantuman

ABSTRACT
ELSA BOGAR. Factors influencing credit disbursement policies At PT. Bank Mandiri Tbk Branch Makassar Ratulangi (guided Alimuddin Hadji and Arifin Idrus).
This study aimed to analyze the effect of third party funds, capital adequacy ratio, and non performing loan to distribution of credit to the PT. Bank Mandiri Tbk Branch Makassar Ratulangi.
The population of this research is the bank’s monthly financial report mandiri years 2013-2015 amounted to 36 financial statements. The sampling method used was simple random sampling and acqired 36 financial statement as sample. The analytical method use is multiple linear regression analysis using SPSS software.
Based on the results of the partial or t test, variable third party funds significant positive effect on the distribution of credit, capital adequacy ratio significant positive effect on the distribution of credit, while non performing loan significant negative effect on the distribution of credit.
Keywords : Third party funds, Capital adequacy ratio, Non performing loan, Distribution of credit.