THE BANK SPECIFIC DETERMINANTS OF LOAN GROWTH AND STABILITY: EVIDENCE FROM INDONESIA
Pananda Pasaribu - Personal Name (Pengarang)Bonnie Mindosa - Personal Name (Pengarang)
Manuscript
English
2021
Makassar : GADAH MADA INTERNASIONAL JOURNAL OF BUSINESS
Introduction/Main Objectives: This study aims to examine the specific determinants of loan growth and the consequences of excessive loan growth on bank stability. Background Problems: Bank loans play an important role in economic growth, but previous studies indicate that excessive loans lead to bank instability. Novelty: This study undertakes a comprehensive analysis, as it will discuss both the loan determinants and excessive loans simultaneously. Research Methods: This study covers more than 89% of the total loans of commercial banks (listed and non-listed banks) between 2002 and 2018 and it employs GMM in order to obtain robust estimations. Finding/Results: The growth of customers’ deposits and gross NPL are the most important factors in explaining loan growth in Indonesia. Banks with excessive loans tend to have high levels of credit risk. Conclusion: Banks’ liquidity and credit risk have important roles in explaining banks’ loans. However, excessive loans could lead to bank instability, particularly for small banks.
Detail Information
Bagian
Informasi
Pernyataan Tanggungjawab
Pengarang
Pananda Pasaribu - Personal Name (Pengarang)Bonnie Mindosa - Personal Name (Pengarang)
Edisi
Publish
No. Panggil
Subyek
Klasifikasi
Judul Seri
GMD
Manuscript
Bahasa
English
Penerbit
GADAH MADA INTERNASIONAL JOURNAL OF BUSINESS
Tahun Terbit
2021
Tempat Terbit
Makassar
Deskripsi Fisik
referensi
Info Detil Spesifik
Citation
APA Style
Pananda Pasaribu . (2021).
THE BANK SPECIFIC DETERMINANTS OF LOAN GROWTH AND STABILITY: EVIDENCE FROM INDONESIA (Publish).Makassar:GADAH MADA INTERNASIONAL JOURNAL OF BUSINESS
Chicago Style
Pananda Pasaribu .
THE BANK SPECIFIC DETERMINANTS OF LOAN GROWTH AND STABILITY: EVIDENCE FROM INDONESIA (Publish).Makassar:GADAH MADA INTERNASIONAL JOURNAL OF BUSINESS,2021.Manuscript
MLA Style
Pananda Pasaribu .
THE BANK SPECIFIC DETERMINANTS OF LOAN GROWTH AND STABILITY: EVIDENCE FROM INDONESIA (Publish).Makassar:GADAH MADA INTERNASIONAL JOURNAL OF BUSINESS,2021.Manuscript
Turabian Style
Pananda Pasaribu .
THE BANK SPECIFIC DETERMINANTS OF LOAN GROWTH AND STABILITY: EVIDENCE FROM INDONESIA (Publish).Makassar:GADAH MADA INTERNASIONAL JOURNAL OF BUSINESS,2021.Manuscript